Pay yourself first. Save at least 10% of your paycheque and put it in the bank or make extra mortgage principle payments.
Use cash instead of credit cards.
If you don't already have one - BUY A HOUSE. Never buy a house that has semi-detached houses or apartments nearby. However, buy a semi-detached or townhouse in a neighborhood with nice houses.
Never pay utilities early, that way you keep your money longer.
Paying bills online saves you time and money.
Pay your own property taxes thereby accruing interest which is yours.
Don't buy anything unless you need it. Someone once said to me "At least I'm getting something for my money". I say, "if you are spending your money, it's spent".
Start a home business to help with income tax deductions.
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