I-Write down every penny you spend on a daily basis and regularly so that you can see and check what, where and why you are spending your money on.
II-Do away what you don't need, look around your house, search and select those things that are not needful, sell them.
III-Refinance the mortgage on your home to decrease your house payments by several hundred dollars.
IV-Cut back on entertainment expenses. For example, instead of purchasing your favorite DVD, you can either look online for used versions or rent the movie. You can do the same with music and video games.
V-Educate your kids about how to save money. Make them understand how important money is and the impact that it will have on their lives.
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